Investing in Therapy
How it Works
Starting therapy is a significant investment in yourself, and I want you to feel fully informed about how financial logistics work in my practice.
I am not in-network with any insurance companies, which means I do not bill insurance companies directly. Payment is due out of pocket at the time of our session.
While this requires an upfront investment, many clients are able to get a significant portion of their fees reimbursed by their insurance plans.
Our sessions will be 50 minutes in length at a rate of $190 per session. This rate is standard for the Washington, DC area.
Understanding Out-of-Network Reimbursement
If you have out-of-network benefits, your insurance company may reimburse you for a percentage of the cost of our sessions. To help you navigate this, I provide a monthly Superbill.
What is a Superbill?
A Superbill is a detailed, itemized receipt that includes all the clinical information, diagnostic codes, and service details your insurance provider needs to process a reimbursement claim. You simply upload or mail this document to your insurance company, and if you qualify, they will send a reimbursement check directly to you.
Three Steps to Verify Your Benefits
1
Check out-of-network coverage
Do I have out-of-network behavioral health benefits for outpatient mental health office visits?
2
Ask about your deductible
Do I have an out-of-network deductible that I need to meet before I can start getting reimbursed?
If so, how much is it, and how much have I met so far this year?
3
Confirm the reimbursement rate
Once my deductible is met, what percentage of the session fee is covered?
Is there a maximum allowed amount for standard 50-minute individual therapy sessions (CPT code 90837)?
Your Right to a Good Faith Estimate: The No Surprises Act
Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services, including psychotherapy services.